Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
What I’m known for…
- Being thorough. I break down the process into simple, easy to understanding steps.
- Doing what I say I’m going to do. I’m old school in this way.
- No Last Minute Surprises. This has earned me more repeat business than anything else.
- Making people laugh. It’s the best icebreaker ever.
Who I am…
The most important things to me are my relationship with God and time spent with family.
My wife, Mari and I just had our first child, Stone. I love being a dad. It has opened up a place in my heart that I never knew existed.
Another passion of mine is helping others succeed. I love sharing what I know about marketing and sales strategies to help others do well. I also enjoy cycling, running and photography.
Something most people don’t know about me -- I planned an entire surprise wedding for my wife Mari over 12 years ago, even made arrangements for the cake, the dress, and her veil. Thankfully she said yes.
What I do for Borrowers…
I love the challenge that the mortgage business brings.
My 15 years of experience with both purchases and refinances gives me the benefit of knowing what is needed to get your loan approved fast and closed accurately with as little hassle to you as possible.
My goal is to provide you the best loan opportunities to select from and then deliver service that makes you want to come back to me each time.
I look forward to the opportunity to earn your business. Please call me or shoot me an email to get started.
Randy Shamburger | NMLS 322952
Senior Loan Officer | Movement Mortgage